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Rule of 72

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The Rule of 72 is a mathematic way to determine how much our money will increase over the years. By dividing 72 by the rate of return investors can get an estimate of how much your money will double in a few years. Using the Rule of 72 can allow you to retire happily in a stable financial environment. The money you earn is in your hands so why not make your money work for you while you don’t have to lift a finger?

This is how. 

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Returning to Work After a Break is Not Impossible

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Returning to your career after a break can be difficult but, with the right preparation it is achievable. Show employer in an interview that although you took a break you are committed to the business. In today’s society the biggest set back is technology. People who have been away from the working life for a while may not be up to date in the current technology use of their department. Volunteering in your field is also a good way to keep your mind and body active.  Provide examples of your work experience prior to the break that show you are willing to be fully invested. Don’t apologize for being out of the game prove to them that you are at the same level if not above your peers because of your break. Stay positive you are not the first person to take a career break and you will not be the last.

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Do You Know Your Rights?

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The U.S. Government created strict guidelines for employers to follow when interview potential candidates. These boundaries were created for your safety and privacy. When being questioned for a position it is important to know what you are not required to answer to avoid bias in the workplace. Employers are not allowed to ask question pertaining to race, nationality, religious beliefs, age if over 40, sex, including pregnancy, marital status, domestic partnership status, sexual orientation, physical disability, AIDS/HIV status or mental disability. In New Jersey the law is called New Jersey Law against Discrimination and federal anti-discrimination laws. This law prevents employer discrimination based on personal information. These are examples of questions they are not allowed to ask you during an interview.
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  • In what country were you born?

  • What languages do you speak at home?

  • Are you physically disabled?

  • Are you married?

  • Do you have a domestic partner?

  • Do you have children?

  • Do you plan to become pregnant?

  • What religious holidays do you observe?

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Getting Interview Ready Men vs. Women

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Men

  1. Dress appropriate for the position you are applying for.
  2. A fitted suit is always a safe option.
    • It shows that you are serious no matter the task of the business.
  3. Avoid loud colors.
    • Employers want to hear you, not your clothes.
  4. Don’t overuse your cologne.
    • Axe is not having an interview you are.
  5. A fresh haircut is a suggestion but not always necessary.
  6. Don’t smoke before an interview.
  7. A simple collar-shirt is also a good choice for a interview.
  8. Clean nails.
    • Even if the job doesn’t involve you working with your hands, clean nails are a must.
  9. Wear black socks that cover your ankles if you cross your legs.
  10. Casual jewelry.
    • A watch is fine, but earrings and expensive things should be worn after you get the job.
  11. If you don’t have an iron, hang your clothes in the bathroom while you take a steaming shower it will get all of the wrinkles.
  12. If you have a choice in when you like to interview pick a time around 10:30am.
    • The morning rush has slowed down and the employer is eager for lunch.
  13. Sit up straight.
  14. Try not to use too many hand motions.
  15. Smile big but not too big.
  16. Shake the employers hand firmly before the interview and after while thanking them for their time.
  17. To be a boss you have to dress like a boss!

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Women

  1. Dress appropriate for the position you are applying for.
  2. A fitted suit is always a safe option.
    • A skirt or pants is suitable.
  3. Avoid loud colors.
    • Employers want to hear you, not your clothes.
  4. Don’t overuse your perfume.
    • Victoria’s secret perfume is not having an interview you are
  5. Hair should be pulled back or neatly done.
  6. Don’t smoke before an interview.
  7. Makeup should be a neutral shade.
    • Anything on your face that you have to question is not appropriate.
  8. Clean nails.
    • No bright colors or chipped polish.
  9. Heels should be below five inches.
    • No open toed heels or open back.
  10. Stocking hose should be your skin tone.
  11. Casual jewelry.
    • A necklace is fine, but earrings and expensive things can be worn after you get the job.
  12. If you don’t have an iron, spray your clothes with hair spray.
  13. If you have a choice in when you like to interview pick a time around 10:30am.
    • The morning rush has slowed down and the employer is eager for lunch.
  14. Sit up straight.
  15. Try not to use too many hand motion.
  16. Shake the employers hand firmly before the interview and after while thanking them for their time.
  17. To be a boss you have to dress like a boss!

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Cover Letter

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Cover letters are to show in detail what your resume outlines. You should always have an updated cover letter regardless of whether the position you are applying for requires one. Using a template from online can make writing a cover letter easier. You can get more personal by searching up the hiring managers name, try to avoid addressing the letter with “to whom it may concern.” A cover letter should be one page long divided into about three paragraphs. Your first paragraph should include who you are, what position you are applying for and why your interested in that position. Complimenting the company is always a good way to show you know what the job is about and how they benefit others and potentially you. Paragraph two is about pitching your sale on why the company needs you. Describe three traits that the company needs that you have based on your prior work experience and life skills. Try not to restate things that were already said in your resume, but more so, expand on them. Do not cut and paste anything from your resume to your cover letter. Paragraph three is a conclusion. You should thank them for their consideration and reiterate that you are the person for the job. A cover letter is your time to shine.

  Here are a few videos that may expedite the process of making your cover letter.  Good Luck!

5 Things to know when writing your cover letter

How your cover letter should look in 2017

Crafting a cover letter

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OIC Student Success: Ken Weston

One of the things we enjoy most in our work at GPOIC is the opportunity to meet a range of interesting, talented, and motivated people; One such person is Kenneth Weston. Ken is one of the most gifted individuals we’ve had come through our organization. What we appreciate most is his ability to bounce back in the face of personal and professional adversity and rebuild his life. The goals he set for himself when joining our training program were a part of that process.

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5 Things You Didn’t Know About Resume Building

Developing and editing your resume can be difficult but we at Greater Paterson OIC are here to help! We wanted to make the process of building a resume easier for you, so we handpicked 5 major things employers want to see on a resume. Some would say to consider yourself a product when building a resume. A product should be valuable, convenient, and efficient. Your resume is enough to get you into the doors of an industry building, face to face contact is what should seal the deal of your job.

  1. They Only Care About The Job Your Applying For.
    • You should cater your resume to the industry your applying for. When skimming through a resume an employer is attracted to jobs that relate to the job your applying for. This is not to say that your other accomplishments are not relevant but they are simply not the focus at that point. What you can always bring experience to an establishment.
  2. Format.
    • An essay on your life is not necessary when building your resume. Bullet points and headings are enough to get your point across when describing your previous work. The font type should be legible but still creativity.
  3. Just Enough Creativity
    • A boring resume will result in a boring reaction. There are appropriate ways to give your resume some color. An example would be if you are apply for a Graphic Arts position, you can include some of your talents in your resume.
  4. Motivation
    • The language you use to describe your previous work experience is imperative. Employers want to see motivate and drive to work for them even if the job is repetitive. Words such as “inspired, opportunity, and confidence” show your employer that you are able to articulate how a job made you feel.
  5. Contact Information
    • An employer does not need much to contact you for a job. Your address, phone number and email is more than enough for the recruiter to communicate with you. Your contact information should be below your name and typed in a smaller font size.

ABOUT US

OIC of Greater Paterson is a non-profit community- based organization that has been meeting the needs of the economically disadvantaged individuals throughout the community. 

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