Happy Monday, let’s start off the week with a motivational speech. I hope you guys are feeling great this morning. Wishing everyone a productivity and positive day. 

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The Rule of 72 is a mathematic way to determine how much our money will increase over the years. By dividing 72 by the rate of return investors can get an estimate of how much your money will double in a few years. Using the Rule of 72 can allow you to retire happily in a stable financial environment. The money you earn is in your hands so why not make your money work for you while you don’t have to lift a finger?

This is how. 

Returning to your career after a break can be difficult but, with the right preparation it is achievable. Show employer in an interview that although you took a break you are committed to the business. In today’s society the biggest set back is technology. People who have been away from the working life for a while may not be up to date in the current technology use of their department. Volunteering in your field is also a good way to keep your mind and body active.  Provide examples of your work experience prior to the break that show you are willing to be fully invested. Don’t apologize for being out of the game prove to them that you are at the same level if not above your peers because of your break. Stay positive you are not the first person to take a career break and you will not be the last.

The U.S. Government created strict guidelines for employers to follow when interview potential candidates. These boundaries were created for your safety and privacy. When being questioned for a position it is important to know what you are not required to answer to avoid bias in the workplace. Employers are not allowed to ask question pertaining to race, nationality, religious beliefs, age if over 40, sex, including pregnancy, marital status, domestic partnership status, sexual orientation, physical disability, AIDS/HIV status or mental disability. In New Jersey the law is called New Jersey Law against Discrimination and federal anti-discrimination laws. This law prevents employer discrimination based on personal information. These are examples of questions they are not allowed to ask you during an interview.

• In what country were you born?

• What languages do you speak at home?

• Are you physically disabled?

• Are you married?

• Do you have a domestic partner?

• Do you have children?

• Do you plan to become pregnant?

• What religious holidays do you observe?